Refinance / Debt Consolidation

Do it again for your own good. Doing a health check on your current home loan and comparing it with what’s in the market can save you thousands. You stop paying more interest, rather we will find you a lender that’s got your best interest.

How does refinancing save you thousands?

Lesser repayments – You go on a better interest rate, meaning reduced repayments and more cashflow in the household.
Paying debt faster – Making sure your goals are aligned to your home loans, allowing you to make extra repayments and paying the debt off faster. Access to equity – With time, your home goes up in value. Refinancing can allow you access equity and use it to renovate your home, invest in another home, go on a holiday etc Consolidate Debts – This one is our favourite. Refinancing can allow you to consolidate debts like car loans, personal loans, credit cards into your home loan resulting in one payment a month and freed up cash.

                    A good example

                  Mr and Mrs A paying

 A good example

Mr and Mrs A paying

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$2187 on a $500k home loan (@3.29%)

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$770 for a car loan ($45k balance)

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$900 for a personal loan ($40k balance)

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After refinancing all their debts at 2.49%

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$585k @2.49% = $2308 per month

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Freeing up $1549 per month or $18588 a year